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Total amount of debt owed	- Please select - £50,000+ £40,000+ £30,000+ £20,000+ £15,000+ £5000+ £3000+
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An Individual Voluntary Arrangement is a legal contract between you and your creditors. You only pay a reduced, agreed monthly sum, usually for 60 months. The monthly payment is divided between your creditors, who accept the sum in final settlement of the money you owe them.

• You are then guaranteed to be debt debt-free in 5 years
• Up to 75% of your debt is written off
• You pay just one affordable monthly payment
• The interest and charges on your debts are stopped
• Tenants and homeowners are eligible for an IVA

At the end of the 5 years – you do not owe any money to your creditors – and that’s guaranteed! The remainder of your debts have been written off, and you can make a fresh start in life, absolutely debt free!

unsecured debt consolidation loan * individual voluntary arrangement * IVA * unsecured loan * individual voluntary arrangement * solution to unsecured debt problems







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