Secured loan advice, information and guides from secured loan brokers. Mortgages for first time buyers, information on poor credit secured loans, advice on secured loan arrears, guides on IVA secured loans, solutions for bad credit secured loans.

Divadani Loans can introduce you to specialist secured loan brokers who specialise in hard to obtain secured loans. Whether you are looking for a secured loan for the first time, need a secured loan but have a poor credit rating, have secured loan arrears, are under an IVA (individual voluntary arrangement) or looking for a secured loan but have a bad credit history, Divadani Loans help you find the advice, information, secured loan guides and secured loan brokers most likely to have the solution.

A secured loan is a sum of money lent to you which is secured against your house. It may sound like a mortgage, but a secured loan has a number of features which could make it more attractive to you than a remortgage.

Secured loans are flexible in use and quickly available. This means a secured loan could be just the thing for you, whether you're hoping to realise a dream or just survive a crisis.

You'll be amazed how quickly you can apply for a secured loan and how quickly your application can be approved. Subject to approval, you could actually have your money within as little as 3 to 4 weeks - much sooner than with a mortgage.

Also, you can spend your money on just about anything that's legal. That's not always the case with a mortgage, where you're often more limited when it comes to spending the money.

You'll also be surprised to find how much you can borrow via a secured loan. Typically amounts range from £3,000 to £500,000. You may be able to use a secured loan to extend your borrowing to as much as 125% of the value of your property (i.e. your existing mortgage plus your new secured loan).

Your ability to get a secured loan is likely to be affected if you have a poor credit history or a low credit rating caused by arrears, unpaid debts, late payments on credit cards, or a history of bankruptcy. Similarly if you have any County Court Judgements (CCJ) or defaults, many secured loan lenders will turn you down for a secured loan because they class you as a so-called adverse or sub-prime secured loan borrower.

If you are self-employed or running your own business, you may find it hard to obtain a secured loan, even if you have a good credit history. This is especially true if you have not been trading for long and so are unable to provide three years' worth of business accounts to prove your self-employed income.

For people in these situations, Divadani Loans is here to help. We can put you in contact with a secured loan broker who will try to help you find a secured loan lender with a more positive attitude towards people with credit problems, or those who are self-employed.

For more information, please see our guides to bad credit secured loans and self-employed secured loans.

Alternatively, you can use our enquiry form to contact a member of our panel of secured loan brokers and request further help or advice from an experienced adverse credit or self-employed secured loan specialist.