Property investment syndicate, property investment club, UK and overseas investment property syndicate developments at discount prices

FAQ

Q: Is the 25% per annum fixed return guaranteed?
The 25% return is a fixed return and represents a small proportion of TMIV's overall profit on the project. Investors also have a second charge on the property for extra security

Q: Is the scheme regulated by the Financial Services Authority?
TMIV are investments in properties and are outside the scope of the Financial Services Authority and are not a Collective Investment Scheme as defined in Section 235 of the Financial Services and Markets Act 2000. TMIV does not offer investment advice.

Q: When a member dies, does his/her money remain invested until the end of the scheme?
In these unfortunate circumstances, the investment would normally continue until the end of the project, but next of kin should notify the TMIV office to discuss options.

Q: Do TMIV invest their own money?
Yes. TMIV invests money in all its projects.

Q: Wouldn't it be cheaper for TMIV to simply borrow the money from the bank?
This investment is known as mezzanine finance - the difference between bank borrowing and the amount the developer is investing. If we borrowed the full amount from the bank, they would want a larger profit share than we will need to make to investors. Also, by utilising investors' finance we are able to spread TMIV's finance across more projects - creating more wealth consistently for us all.

Q: What are the charges?
There are no charges - investors receive 25% annualised return on their investment with no deductions.

Q: Can I invest money from my Self Invested Pension Plan (SIPP) fund in the scheme?
Yes. We work with a number of SIPP providers who can arrange this for you.

Q: Can a company invest in TMIV projects?
Yes. Companies and individuals can invest in TMIV projects.

Q: What are the taxation implications of investing in the scheme?
Company's and individuals' tax situations will vary. You should consult a qualified tax advisor to assess your individual tax position.

Q: Can I withdraw some or all of my money before the end of the term?
Investors need to understand that funds need to remain invested until the end of the project. In extreme circumstances it may be possible for another investor to take over the investment.

Q: What are the implications if the scheme overruns in terms of time or costs?
If the project overruns the investment will continue to accrue returns at the rate of 25% annualised, so the investor will receive a higher return on completion of the project. If the project completes early (we do complete early wherever possible) the investor will still receive the original agreed return without reduction over the shorter period.

Q: Can I re-invest into another scheme when this one matures?
Yes. You can reinvest all or some of your returns into another project.

Q: What happens if the builder goes bust?
TMIV will appoint another builder, again on a fixed price contract to complete the project.

If you have a minimum of £25,000 to invest and would like to discuss this opportunity with us further, please fully complete the enquiry form and submit it to us. We will contact you within 2 working days and provide you with any further information you require.

If you are thinking about releasing equity from an existing property click here.

Please feel free to contact us with any questions about our property investments.