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POOR CREDIT MORTGAGES IN SCOTLAND

Poor credit mortgages in Scotland, adverse credit and bad credit mortgages. Mortgage advisors finding the best mortgages through lenders in Scotland even with a poor credit history.

At Scotland Mortgages, we know mortgage brokers and advisors who can arrange mortgages for people who have a poor credit history. These mortgage consultants can arrange mortgages for people with adverse and poor credit histories, Decrees (CCJs), Trust Deeds (IVA – Individual Voluntary Arrangements) and Previous Sequestration (Bankruptcy).

Poor credit caused by credit problems in the past can lead to all sorts of people experiencing problems when trying to get a mortgage or remortgage.
  • Poor credit issues may include:
  • decrees (like a CCJ in England & Wales)
  • previous sequestration (like a personal bankruptcy in England & Wales)
  • trust deeds (the Scottish version of an IVA in England & Wales).
  • late payments on credit cards or personal loans
  • defaults
  • bad debts
  • mortgage arrears (perhaps resulting in repossession)
If you have one or more of these types of poor credit, you could find it tricky trying to obtain a mortgage. Perhaps you’ll even have come to the conclusion that you won’t be able to get a mortgage at all.

But there are actually quite a few mortgage lenders who offer poor credit mortgages in Scotland. A poor credit mortgage is a mortgage which is specifically focused on catering for people who have a poor credit history caused by past credit problems.

At Scotland Mortgages we can put you in touch with a mortgage broker who will do their best to help you find a poor credit mortgage, however poor your situation may seem.

So if poor credit is preventing you getting a mortgage then you should contact us.

Just fill in our mortgage enquiry form and we will arrange for a mortgage consultant who specialises in poor credit mortgages in Scotland to get in touch with you for a no-obligation and confidential discussion.