Mortgages for discharged bankrupts, poor credit and bad credit applicants. If you have been bankrupt, have a bad credit or poor credit history, finding a mortgage can be difficult. Find advice, information and guides on mortgages for discharged bankrupts, information on poor credit and bad credit mortgages, advice on mortgage arrears, guides on mortgages with county court judgements, IVA mortgages, mortgages with CCJs, and solutions for poor credit mortgages through specialist mortgage brokers

A personal bankruptcy lasts for a set period of time, after which you will be discharged from bankruptcy. Rightly or wrongly, many mortgage lenders are wary about approving mortgages for discharged bankrupts.

The number of bankruptcies in the UK is increasing and therefore mortgage lenders have started to look at ways in which they can help by offering mortgages for discharged bankrupts.

As a discharged bankrupt you are probably going to find it pretty difficult to get a mortgage. It is extremely unlikely that you will be able to arrange a mortgage just by walking into your local high street bank or building society. Getting mortgages for discharged bankrupts usually involves a lot more shopping around than this.

To save time and disappointment, you are best off talking to an experienced mortgage broker if you are a discharged bankrupt looking to take out a mortgage. Professional mortgage brokers have access to thousands of different mortgage products from hundreds of different lenders. Some of these deals are only available through brokers and cannot be obtained by approaching the mortgage lenders directly.

You can use this website to find a mortgage broker who has the experience and qualifications to advise on mortgages for discharged bankrupts. Simply complete our online enquiry form and we will pass your details to an appropriate mortgage adviser.