IVA INFORMATION
IVA information, advice about IVA ’s. What is an IVA ? Information on how an
individual voluntary arrangement may help your debt problems.

An IVA or Individual Voluntary Arrangement is a government approved legally biding arrangement made between a debtor and his or her creditors. An IVA could help reduce your debts by up to 75%, help reduce your monthly repayments to one affordable sum, repayable over 5 years. After the five years, you could be considered to be debt free.

What is an IVA ?

How an IVA could help you.

IVA facts




To qualify for one of our IVA programmes
  • You need to owe more than £15,000
  • You need to have unsecured credit loans, credit cards, store cards
  • You need to be only be paying the minimum repayments
  • Or you are just paying interest charges
  • You are looking for a solution to your debt problems
  • You need to have an income in excess of £1000 per month
  • You are not currently under a debt management programme
If you owe less than £15,000, depending on your circumstances, a Debt Management Plan

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