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IVA, bankruptcy, individual voluntary arrangement DEBT eh42 15000 Need to ask for consolidate from hsbc bank and extend repayment for 8 years but i ve been refused several times,eventhough i ve alredy permanent visa in uk.The problem is i cant manage my account within £1,000 salary /month cz i have to send to thailand£200 pound since next month and apart from that i have to pay for loan +credit card £500 and rent £200 and another payment for £200.could you give any advice for me ...
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