Homeowner loans with CCJ's -Advice, homeowner loans, information and guides from homeowner loan brokers. If you have CCJ's lodged against you, obtaining a homeowner loan can be more difficult. Find advice, information and guides on homeowner loans with CCJ's, information on poor credit and bad credit homeowner loans, advice on homeowner loan arrears, guides on homeowner loans with county court judgements and solutions for bad credit homeowner loans through specialist homeowner loan brokers. A CCJ (County Court Judgement) is a judgement made against you by a County Court as a result of an unpaid debt.

People get CCJs against them for all sorts of reasons. Often it is through no fault of their own. It might only take a month or so off work through redundancy or ill-health for someone to fall behind with payments on a loan or other debt, and end up being taken to court and receiving a County Court Judgement.

All CCJ's are recorded and a note of the CCJ will be shown on your credit record. The only exception is if you pay off the debt in full within thirty days of receiving the CCJ judgement from the County Court.

Even once you have paid off the debt that you got the CCJ for, your CCJ will still appear on this Register of County Court Judgements, but it will be marked as satisfied.

The Register of County Court Judgements holds publicly available records of all CCJs and if you get a CCJ this will remain on the Register of County Court Judgements for six years.

Even a satisfied CCJ is likely to stay showing on your personal credit record and will mean you have a bad credit history when it comes to trying to get a homeowner loan.

So getting a homeowner loan with CCJs is not easy. In fact, getting a homeowner loan with a CCJ can be very difficult.

However, as with all credit problems, there are homeowner loan lenders who are willing to consider offering a homeowner loan or secured loan to people with CCJs.

In most cases, the homeowner loan advisers who work with Divadani Loans can usually help people who are trying to obtain a homeowner loan with CCJs. As specialist homeowner loan brokers, they have a good knowledge of which homeowner loan lenders will offer homeowner loans to people with one or more CCJs.

So, if you have got CCJs or other forms of bad credit, but want to try to get a homeowner loan or secured loan, please use our enquiry form to contact a homeowner loan broker from our panel of specialists homeowner loan consultants.