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INSURANCE FOR UK HOLIDAY HOMES(Underwritten at Lloyds, Syndicate No. 4444)If you own or are purchasing a holiday home in the UK then Insurance For Holiday Homes can offer you insurance for buildings and contents designed exclusively for properties used as holiday homes or let for holiday use. As an owner of a holiday home, it is vital that you fully understand the extent and limitations of your insurance policy. What restrictions are in place when letting and unoccupancy etc? Do you have cover for public liability or loss of use? |
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If your Holiday home insurance has been placed through an insurance agent who does not specialize or fully understand the requirements of your holiday home or let property you may find that you do not have adequate cover to fully protect your holiday home. |
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| It is essential that you get the correct property insurance to suit the specialized requirements needed for your holiday home. The answer is Insurance For Holiday Homes a specialist in Holiday home insurance providing a plain English policy underwritten at Lloyds and administered via helpful and knowledgeable staff. |
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| Don't risk turning your dream holiday home into a nightmare - let Insurance For Holiday Homes help you ! | |
| ALL POLICIES UNDERWRITTEN AT LLOYDS PLAIN ENGLISH WORDING CLAIMS HANDLED IN THE UK FLEXIBLE COVER SO YOU PAY FOR WHAT YOU NEED NO CLAIM DISCOUNT |
UK Holiday Home InsuranceSummary of cover |
| No Claims Bonus | If you have not had an accident or loss involving your property within the last 12 months we will give you a 10% discount |
| Loss of or Damage to the Property | Loss or damage to the property caused by fire, lightning, explosion, aircraft, earthquake, storm, flood, impact, riot, theft and malicious damage. Option to include Accidental Damage available. |
| Accidental Damage to Domestic Supplies | The cost of repairing accidental damage to domestic oil pipes, underground water supply and gas pipes and underground cables for which you are legally responsible. Limit of indemnity £500 in total. |
| Contents | Loss or damage caused by fire, lightning, explosion, aircraft, earthquake, storm, flood, impact, riot, theft and malicious damage. New for Old basis for settlement (depreciation will be taken into account for clothing only). Option to include Accidental Damage available. |
| Lock and Key Replacement | Cost to cover replacement of locks to safes, alarms and outside doors following theft or loss of your keys. Limit of indemnity £250 in total. |
| Loss of Use | The cover includes loss of rent due or additional costs of accommodation in the event of the residence becoming unusable. |
| Liability to the Public | The policy provides an indemnity of up to £1 million in respect of all sums which the insured is liable to pay (including law costs in respect of injury to third parties or damage to third party property). |
| Legal Liability for Domestic Staff | Indemnity for all amounts for which the insured is liable to pay to domestic staff employed in connection with the premises. |
| Excess | The policy excludes the first £75 for any claim. |
| Customer Guarantee This Website contains an abridged statement of cover and conditions of the policy. These are fully defined in the policy document. Insurance for Homes Abroad is so confident that you will be satisfied with your special policy that if, when you receive your policy documents, you are not completely satisfied, we will refund your money in full (on condition that you have no claim made or pending under this policy). All you have to do is reject the policy in writing, enclosing all documents, within 15 days to Insurance for Homes Abroad, please state your reason for rejection. |