Finance advice, information and guides from finance brokers. Mortgages for first time buyers, information on poor credit finance, advice on finance arrears, guides on IVA finance, solutions for bad credit finance.

Divadani Finance can introduce you to specialist finance brokers who specialise in hard to obtain finance. Whether you are looking for finance for the first time, need finance but have a poor credit rating, have finance arrears, are under an IVA (individual voluntary arrangement) or are searching for finance but have a bad credit history, Divadani Finance can help you find the advice, information, finance guides and finance brokers most likely to have the solution.

Credit problems such as arrears, bad debts, late payments, IVAs, former bankruptcy, and CCJs will mean that many people will have problems obtaining credit from a traditional high-street finance lender.

Your ability to obtain finance such as secured loans is likely to be impaired if you have a low credit rating or a poor credit history caused by finance arrears, unpaid debts, late payments on credit cards, or a history of bankruptcy. Similarly if you have any defaults or County Court Judgements (CCJ), many finance lenders will turn you down for finance because they regard you as a so-called adverse or sub-prime finance borrower.



If you are self-employed or running your own business, you may find it hard to obtain finance, even if you have a good credit history. This is especially true when you have not been trading for long and so are unable to provide three years' accounts to prove your self-employed income.

For more information, please see our guides to bad credit finance and self-employed finance.

Alternatively, you can use our enquiry system to contact a member of our panel of finance brokers and request further help or advice from an experienced adverse credit or self-employed finance specialist.

Divadani Finance is here to help. We can put you in touch with a finance broker who will try to help you find a finance lender with a more positive attitude towards people with credit problems, or those who are self-employed.