Finance with a poor credit history through specialist finance brokers. Find a finance broker
specialising in poor credit finance.
Find advice, information and guides
on IVA finance,
finance with county court judgements,
information on poor credit and bad credit finance, advice on finance arrears, guides on finance
with county court judgements and solutions for credit problems
and bad credit finance through specialist finance brokers.
There are many ways of developing poor credit: finance arrears, missed or late payments credit cards,
disputed bills, CCJs, an IVA, falling behind with payments on a personal loan or a secured loan, defaults, mortgage arrears,
or a poor payment record on a hire purchase agreement.
In other words, there are lots of things which can affect your credit rating and mean you end up with a poor credit history.
Most finance lenders use standard credit scoring techniques to help them when decide whether or not to approve an application
for finance such as a secured loan from someone with poor credit. This involves looking at your credit file and giving you a credit
score based on the credit history shown in your credit file.
Your credit score will be reduced by any instances of poor credit or credit problems such as late or missed payments on finance agreements. If your credit
score is too low for the lender's liking then your finance application will probably be declined on the basis of your poor credit history.
Getting finance with poor credit can be difficult, especially from a traditional high-street lender such as one of the big four banks.
Instead, you may
need to turn to a lender that specialises in finance with poor credit.
But fortunately, an increasing number of finance lenders will make the effort to try to help people with finance for
poor credit. Rather than using simplistic credit scoring methods, they will look at each loan application on its own merits and in greater depth.
If you require finance for poor credit, you can use this website to get in touch with specialist poor credit finance brokers
who help arrange finance and secured loans for people with poor credit. So if your poor credit position means you have given up
hope of obtaining a secured loan or unsecured finance, then try talking to one of the poor credit finance specialists that we work with.
When you contact a poor credit finance adviser via this site, they will search the market on your behalf to see
if they can find a finance lender for your poor credit circumstances, taking into account the nature of your credit problems.
To get further information on finance for poor credit, please complete our online poor credit finance enquiry form.
