DEBT FREE
Debt free * free from debt collectors * free from debt recovery agents * bailiffs and threatening letters * with an IVA * we can help you get out of debt and provide the best debt relief and advice to suit your circumstances * Our insolvency practitioners debt advice is always free * we will negotiate a debt settlement with your creditors on your behalf

An Individual Voluntary Arrangement or IVA is a government approved legally binding arrangement made between a debtor and his or her creditors. An Individual Voluntary Arrangement could help reduce your debts by up to 75%, help reduce your monthly repayments to one affordable sum, repayable over 5 years. After the five years, you could be considered to be debt free.

What is an Individual Voluntary Arrangement?

How an Individual Voluntary Arrangement could help you.

IVA Individual Voluntary Arrangement




To qualify for one of our Individual Voluntary Arrangement programmes
  • You need to owe more than £15,000
  • You need to have unsecured credit loans, credit cards, store cards
  • You need to be only be paying the minimum repayments
  • Or you are just paying interest charges
  • You are looking for a solution to your debt problems
  • You need to have an income in excess of £1000 per month
  • You are not currently under a debt management programme
If you owe less than £15,000, depending on your circumstances, a Debt Management Plan


Debt free * free from debt collectors * free from debt recovery agents * bailiffs and threatening letters * with an IVA * we can help you get out of debt and provide the best debt relief and advice to suit your circumstances * Our insolvency practitioners debt advice is always free * we will negotiate a debt settlement with your creditors on your behalf


Individual Voluntary Arrangement Iva york
Individual Voluntary Arrangement Iva None
Individual Voluntary Arrangement Iva Coventry
Individual Voluntary Arrangement Iva None
Individual Voluntary Arrangement Iva None













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We are licensed under the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage,
debt adjusting and debt counselling, credit reference agency and canvassing off trade premises. Our Consumer Credit Licence Number is 587232.

Enquiries generated via this website are passed on to Insolvency Practitioners and Debt Management Companies.

Divadani Finance is a trading style of Divadani Limited.
Company registration number 5256587. VAT registration number 877 4798 45.