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	www.whereonearthgroup.com/what-is-an-iva.php What is an IVA? An IVA could help you become debt free stress free and make a new start. An IVA can help write off up to 75% of your debts and you can be considered debt free after 5 years. An IVA is a government approved scheme where a debtor can come to a formal agreement to make one monthly affordable repayment to all his or her creditors. IVA programmes, with the help of licensed insolvency practioners help debtors reach an understanding with everyone that you owe money to and can help you avoid personal bankruptcy.

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-- February 4, 2012, 3:39 am --

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