Refund bank charges, recover UK bank charges from Lloyds, HSBC, Natwest, Barclays, stop your bank now and reclaim the money they owe you.

Bank charges are applied to your account for all sorts of reasons such as running up an unauthorised overdraft, or having cheques, direct debits or standing orders bounced.

Clearly if it only costs your bank £3 to send you a letter telling you that you have gone overdrawn, then it is very hard to explain why the bank might charge you £30 for sending that letter.

These charges were recently deemed as being illegal in many cases. This is because any penalty that your bank charges has to be in proportion to its own costs.

You can now apply to claim back any charges that your bank has made, and you can go back up to six years.

It doesn't even matter if you have closed the account. You can still make a claim.