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BAD CREDIT UNSECURED LOAN, DECLARE YOURSELF BANKRUPT
Bad credit unsecured loan * declare yourself bankrupt * Individual Voluntary Arrangement * bad credit unsecured loan * tenants * debt consolidation * IVA
When you have a history of bad credit, obtaining a competitive unsecured loan at a reasonable rate of interest can be fraught with problems. Traipsing around the high street banks and other lenders and being refused an unsecured loan is not just demoralising, it also leaves your credit footprint for every other lender to see. The more lenders you speak to, the more refusals you get, the bigger your footprint and this can have disastrous consequences should you find a disreputable company who realise how desperate you are.
By using our free no obligation service, you will be sending your application for an unsecured loan to brokers who will not reveal your identity to any lender until they have an offer in principal. When you complete our online form our systems send your details to the broker most likely to be able to get you the best deal. The more information you provide, the easier it is for our system to identify the right broker. He or she will know which lender will be sympathetic to your financial situation and offer the lowest rates of interest.
You are never under any obligation to accept the unsecured loan offer.
You may be looking for a debt consolidation unsecured loan to pay off all your existing loans and roll them up into one more affordable repayment. If your debts are really serious, you may also have considered the idea of declaring yourself bankrupt. This is always the final solution but there are real alternatives with major incentives that don't include borrowing more money and getting yourself further into debt.
An IVA (Individual Voluntary Arrangement)
is a UK government approved scheme that enable you to have an insolvency practioner negotiate with all your creditors to substantially reduce the amount of money you owe. The insolvency practioner will come to an agreement with your creditors on your behalf to make just one easily affordable monthly payment. After 60 months, providing you have maintained your repayments, you will be considered totally free of debt and able to get on with your life. During the life of your IVA, none of your creditors will be able to hassle you or send you more threatening letters. Phone calls from creditors also stop. It could be an enormous weight off your shoulders.
You need to owe more than £15,000 to 3 creditors or more to qualify for this scheme. However, if you debts are insurmountable a
debt management programme may be another solution well worth investigating.
Unsecured loan solutions for both tenants and homeowners can be arranged by completing our online forms.
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We are licensed under the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling, credit reference agency and canvassing off trade premises. Our Consumer Credit Licence Number is 587232.
Enquiries generated via this website are passed on to Financial Advisers, Mortgage Brokers, Licensed Credit Brokers and Lenders.
Divadani Finance and Divadani Loans are trading styles of Divadani Limited.
Company registration number 5256587. VAT registration number 877 4798 45.
OUR TYPICAL, VARIABLE RATE IS 13.2% APR. 66% OF LOANS ARE COMPLETED AT THIS RATE OR LESS.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. |
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