0% interest on purchases credit cards * can't afford the monthly charges on your credit card * switch online and get zero percent on your purchases

If you don't pay off the balance on your credit card at the end of each month, anything you buy on your credit card costs you far more than you think. If on the other hand, you switch to a credit card offering an interest free period on purchases or a card offering an interest free period on balance transfers you can start to pay off the money you owe without having to borrow more money and get deeper into debt. Just compare all the special offers available through these credit card companies and apply on line. People who mange their money sensibly do this on a regular basis to avoid the high interest charges that store card and credit card companies make.