Debt problem, debt advice, money making ideas, mortgage arrears

Debt problem * debt advice * money making ideas * mortgage arrears * how to get out of debt * solve money problems * financial advice and cut monthly expenses

Start of article about debt problems.

Previous page about debt advice.

I'll expand on each of the above in the numbered sections below. My hope is that in this plain and simple summary of the information I collected, you might find at least the first step on a ladder to help you climb out of your problem - or if not the step itself, maybe just a glimmer of light to show you where the first step might be. Just by doing something you can often make problems seem smaller.

My Google search and its results
I took as my search term How to clear your debts. This generated 11.5 million results. Trying to imagine that I was feeling under pressure, I felt it was more than reasonable to stick to the first 30 including those highlighted at the top of each page.

At first I was under the impression that my 30 results did not include either the Citizens Advice Bureaux (CAB) or the Consumer Credit Counselling Service (CCCS) or any of the other agencies offering FREE, PROFESSIONAL MONEY ADVICE. Any one of these would have been an excellent starting point for someone seriously looking to get to grips with a debt emergency. Had my search term been simply debt advice I would have found National Debtline and Citizens Advice Bureaux right at the top of the pile.

Low cost mortgage quotes         Mortgages in Scotland         Debt advisors         Secured loans
How to get rich         Money problems         Money saving ideas         Cheap secured finance
Money making ideas         Debt problems         Individual voluntary arrangements         How to get out of debt
Low interest mortgages         How to halve your food bills         Make money from the internet
Homeowner finance         How to earn an extra income         Cheap homeowner loans
Reduce utility bills         Earn money at home         Cheap unsecured loans

However, I realised later that there was an overlooked link to the CCCS, although almost certainly I would not have appreciated its significance without further research.

Seventeen of my results required registration or a phone call. Two sites were red herrings using debt as a device to pull people in, two were offering information rather than advice and two were offering advice geared to a specific solution - selling my house and debt consolidation. Advice I found later suggested strongly that I should never consider the first other than in extreme circumstances and that I should always be cautious about the second.

Money problems