Full name
Address
Town
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Please provide at least one phone number
Home phone
Work phone
Mobile phone
Best contact time	Immediately Between 9am and 11am Between 11am to 1pm Between 1pm to 3pm Between 3pm to 5pm Between 5pm to 7pm Between 7pm to 9pm
Email address
Total amount of debt owed	- Please select - £50,000+ £40,000+ £30,000+ £20,000+ £15,000+ £5000+ £3000+
Current monthly payments	- Please select - up to £180 £180-£350 £350-£500 over £500
Employed	Yes No
Net household income per month	- Please select - under £500 £500-£1000 £1000-£2000 £2000-£3000 £3000-£5000 over £5000
Number of people owed to	- Please select - 1-2 3-6 7-9 10+
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An IVA is an agreement between you and your creditors. You pay an agreed amount every month, usually for 60 months. The amount is divided up between your creditors, who accept the monthly payments in settlement of the amount you owe them.

• Your are guaranteed debt-free in 60 months
• You can write off up to 75% off all debt
• You pay one affordable monthly payment
• Interest on your loans are frozen and charges stopped
• Tenants and homeowners are both eligible

At the end of the 5 years – you do not owe any further money to your creditors – guaranteed! The remainder of your debts have been written off, and you have a fresh start!

debt consolidation * individual voluntary arrangement * IVA * unsecured loan debt * debt consolidation can reduce monthly bills * IVA solution









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