CREDIT DEBT
Credit debt * bad debt * reduce debts by up to 75% * credit card problems * solutions * IVA help and advice * If you owe more than £15,000 an IVA may be your best solution

An Individual Voluntary Arrangement or IVA is a government approved legally binding arrangement made between a debtor and his or her creditors. An Individual Voluntary Arrangement could help reduce your debts by up to 75%, help reduce your monthly repayments to one affordable sum, repayable over 5 years. After the five years, you could be considered to be debt free.

What is an Individual Voluntary Arrangement?

How an Individual Voluntary Arrangement could help you.

IVA Individual Voluntary Arrangement

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To qualify for one of our Individual Voluntary Arrangement programmes
  • You need to owe more than £15,000
  • You need to have unsecured credit loans, credit cards, store cards
  • You need to be only be paying the minimum repayments
  • Or you are just paying interest charges
  • You are looking for a solution to your debt problems
  • You need to have an income in excess of £1000 per month
  • You are not currently under a debt management programme
If you owe less than £15,000, depending on your circumstances, a Debt Management Plan


Credit debt * bad debt * reduce debts by up to 75% * credit card problems * solutions * IVA help and advice * If you owe more than £15,000 an IVA may be your best solution















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